Tips For Paying For Cremation Services

Posted on December 10, 2018 by Cameron Naugle under Cremation
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Its tough to think about, but you will die one day. When that day comes, your family will have to arrange and pay for your cremation services in Middleburg, FL. This can be stressful, especially when facing a tough loss. There are ways, however, that you can help assuage this stress for your loved ones and arrange payment for your cremation.   

Use these tips to help your loved ones pay for your cremation:  

  1. cremation services in Middleburg, FLInsurance – Most life insurance policies will pay out a lump sum of money to a beneficiary when you die. This lump sum can go a long way towards paying for your funeral or memorial service. These insurance payments are made almost directly after death so your loved ones can pay for the cremation right away. There are also special insurance policies for death related costs like burials, funerals, cremations and more.  
  2. Payable-on-Death Account – Payable-on-death accounts, or PODs, allow you to set money aside specifically for cremation and other death-related expenses. Your beneficiaries simply have to present a death certificate to the bank in order to obtain the money. They will not have access to the money until after your death. 
  3. Veterans Benefits – If you served in the military you may be eligible for veteran’s benefits, including burial and funeral at no cost. The Veterans Administration will pay a burial allowance to your loved ones to cover funeral and cremation expenses. Check the VA website to see if you’re eligible. 
  4. Borrowing – Banks also offer loans specifically for cremation expenses. However, as these loans are personal and unsecure, they can get expensive. Interests range usually from 16 to 35 percent on these kinds of loans. Since the FCA recommends that you do not go into debt for post-death costs, be sure to only take out a loan you can easily pay back.  
  5. Low-Cost Options – If you don’t have money to set aside right now, and feel like you won’t later on either, you can plan for low-cost funeral options. From direct cremations and at-home funerals to green burials, or even donating your body to science, there are definitely low-cost options out there. If you do plan to donate you body to a medical school or other institution be sure to enroll in advance.  

Some funeral homes and cremation businesses offer pre-payment plans where you can pay in advance for services. While this seems like a good idea, its actually not as prices can vary greatly over the years, and you might end up paying a lot more for the same services.   

Naugle Funeral Home & Cremation Services, located at 808 Margaret St Jacksonville, FL 32204, offers a range of affordable and quality Middleburg, FL cremation services. If you have more questions about payment options, or would like to learn more about what we can do for you, please stop by and see us in person or give us a call at (904) 683-9288.  

Cameron Naugle

Paul (Cameron) Naugle, Jr., a fourth generation funeral director was born and raised in Jacksonville, Florida. He graduated from Wolfson High School and then went on to graduate from Gupton-Jones College of Funeral Services in Atlanta, Georgia where he was part of the National Mortuary Honor Society (Phi Sigma Eta). He then graduated from The University of North Florida with a degree in Business Administration. He is a licensed funeral director as well as a licensed embalmer. He took over the position of President and CEO of Naugle Funeral Home and Cremation Services in 2012, following in his father’s, grandfather’s and great-grandfather’s footsteps. Cameron is married to Katherine Schnauss Naugle, an estate planning, probate and elder law attorney in Jacksonville and has two amazing children. He enjoys spending time with his family. He also enjoys his hobby of restoring and showing his antique cars. Cameron is a member of the Southside Businessmen’s Club of Jacksonville, as well as a member of the Florida Cemetery Cremation and Funeral Association (FCCFA).

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